Supervisa Compair Coverages

Compair All Coverages

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Super Visa Insurance Detail
21st century
travel insurance
travel insurance
gms insurance
manulife insurance
manulife insurance
;
Emergency Hospitalization
Covered
Covered
Covered
Covered
Covered
Covered  
Emergency In or Out patient needs
Covered
Covered
Covered
Covered
Covered
Covered  
Lab tests
Covered
Covered
Covered
Covered
Covered
Covered  
Ambulence
Covered
Covered
Covered
Covered
Covered
Covered  
Re-visit
Coverage in policy (max)
$3,000 and below
$3,000 and below
Nil
Nil
$3,000 and below  
Physiothrapist, lincenced chiropractor etc.
Upto $1000 Upto $500 Upto $500 Upto $300 Upto $300 Upto $500  
Medications
Insurance policy maximum ($500 and below for out patients)
One month need upto maximum $10000
One month supply max $500 and below
One month supply
Nil
One month supply max $500 and below  
Dismemberment-Sudten Accidental death
Max $5000 / Max $10000
Max $25000 and below
upto the insurance policy limit
Nil
Nil
Upto policy limit max $150,000  
Emergency Accidental Dental
upto max $1000
upto max $4000
upto max $3000
upto max $2000
upto max $3000
upto max $3000  
Early return as of health condition
Covered
Nil
max $3000
Nil
Covered

upto max $3000

 

 
Emergency dental requirement
max $300
max $600
max $500
max $250
max $300
max $500  
Child Care Coverage
Nil
max $50 / Day , upto $500
max $50 / Day , upto $500
max $500
max $100 / Day, max $300
   
In case of Death
max $5000 or $1500 for purial
max $12000 or $5000 for purial
max $10000 or $4000 for purial
max $3000 or $2000 for purial
max $3000 or Basic purial or $3000 cremation

max $10,000

or $4000 for cremation

 
Limitation & Exclusion
 
Side Trips Limitation
side trips are covered to any countries up to max of 30 daysexcept your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage
side trips are covered to any countries up to max of 30 days except your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage
side trips are covered to any countries up to max of 30 day sexcept your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage
side trips are covered to any countries up to max of 30 days except your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage Your travel coverage to USA is covered only if your 50% of stay should be in Canada
Nil
   
Pre-existing Conditions
Pre-existing Conditions for travlers under the age of 59 are covered only if visitor's pre-existing health condition are stable for 180 Days before their departure date. For visitor's age 60 and above pre-existing condition are covered only if they are stable 180 days before their date of departure and visitor's purchased additional applicable benefits.
Pre-existing Medical Conditions for travlers under the age of For visitor's age 69 and under are covered only if conditions are stable 180 days before date of departure. Pre-existing conditions for visitor's age 70 and above are covered only if pre-existing condition are stable for 120 days before their date of departure and optional benefits are purchased.
All Pre-existing condition are covered only if they are stable for 180 days before date of departure.
All Pre-existing condition are covered only if they are stable for 180 days before date of departure.
Nil

Age 0-79

Option 1 Plan

Covered only if stable for 120 days prior to effective date

No pre-existing coverage for age 80 and over.

 
Visitor's age Baned
15 days and above
15 days to max age 89
15 days to max age 85
upto max age 80
31 days to max age 85
All ages  
Super Visa Insurance Policy Duration
Minimum coverage of $1000 for the period of one year. For visitor's age 86 and above are covered for only 180 days from their arrival date to Canada.
Minimum coverage of $1000 for the period of one year.
Minimum coverage of $1000 for the period of one year.
Minimum coverage of $1000 for the period of one year.
Minimum coverage of $1000 for the period of one year.
   
Waiting Period
Policy if bought in Canada withing the first 30 days of arrival in Canada there is waiting period waiting period for in next to be covered for 72 hours. If the policy is purchased on 31 day of arrival in Canada there is waiting period of illness to be covered for 7 days. Waiting period for illness upto 15 days if policy is purchased after arrival in Canada for age 86 and above.
Waiting period of illness for 48 hours. if policy is purchased within two months of arrival in Canada. Waitinf period of illness for 7 days if policy is baught on after 61 days of arrival in Canada.
Waiting period of illness will be 48 hours if the policy is purchased after arrival in Canada
Waiting period of illness will be 48 hours if the policy is purchased within 30 days of arrival in Canada
Waiting period of illness will be 48 hours if the policy is purchased within 30 days of arrival in Canada. Waiting period for illness will be 8 days if the policy is purchased after 30th day of arrival in Canada
No waiting period if insurance purchaser before arival date in Canada  

Copyright Aman Brar & Associates 2016