With the Critical Illness Recovery Plan policy, your premium will depend on your age, gender, health and options that you choose, including the lump-sum benefit amount, term, optional coverages, and more.
You can choose from several premium and term options:
Non-Cancellable vs. Guaranteed Renewable
A non-cancellable plan means that as long as your premiums are paid, we cannot change the provisions or premiums, or cancel the policy.
A guaranteed renewable plan means that as long as your premiums are paid, we cannot cancel the policy. At our discretion, we may change future renewal premiums. However, we cannot change the premium unless we do so for an entire group of policyholders sharing similar characteristics.